Consolidated Bank of Kenya Limited is Kenya’s SME bank of choice that provides flexible financial solutions that support our customers in achieving success.The Bank is well positioned, with presence in majority of the country’s business hubs to continually offer pleasant and convenient services.
We seek to recruit qualified, experienced, competent and highly motivated persons to fill the following vacant positions:
1. Business Development Officers
Reporting to the Branch Managers, the successful candidates will be responsible for driving and delivering excellent business performance through aggressive marketing of Bank products ensuring optimum productivity, high quality / yielding loan book, operation efficiency and outstanding relationship management.
Key responsibilities and accountabilities
Deposit mobilization.
Aggressively market for new liability accounts in line with the given targets.
Spearhead the credit function of the branch by ensuring growth of high quality loan book as per targets.
Ensure that all conditions pertaining to disbursements are fulfilled prior to disbursement requests being processed.
Develop good customer loans/facilities proposals that comply with the banks credit administration standards and policy.
Review customer demands in the market and recommend products/ services that will enable the Bank to compete in the area of operations.
In liaison with Credit Administration, ensure timely renewal of insurance policies for assets charged as security and timely updates of valuation reports for properties charged as security for loans extended by the bank under personal portfolio.
Effective monitoring of loan repayments and mitigating risks related to defaults and periodically reviewing the loan portfolio to manage likely problem areas.
Ensures regulatory compliance and implementation of effective anti-money laundering procedures and controls.
Keep abreast of new development in customer preference and advices management on relevant changes.
Manage customer relations under personal portfolio and ensure lasting relations are established with all clients
Ensure prevention of income leakage and collection of revenueMinimum Qualifications and Experience
Holder of bachelors degree in a business related field. Professional banking qualifications will be added advantage.
Solid analytical skills and experience in credit appraisal, handling and resolving customer requests and queries.
Have strong communication and team building skills with ability to work with diverse teams.
Good understanding of prudential guidelines on KYC.
Self driven with a strong commercial orientation.
Must have a minimum of 4 years banking experience 2 of which should be in business development.2. Risk Officer
Job Purpose: Reporting to the Risk & Compliance Manager, the successful candidate will be responsible for implementing an integrated enterprise-wide risk framework, programmes, policies, processes and procedures that will enable the Bank to effectively manage its risk exposures and achieve overall objectives.
Key Responsibilities
Participate in the development and implementation of systems, policies and procedures for the identification, collection and analysis of risk management information.
Undertake risk assessments in business units to ensure consistent implementation of respective policies, procedures and applicable regulatory requirements across all business units and identify any gaps, challenges and recommend improvement measures.
Develop and implement Credit portfolio monitoring risk management tools to identify, analyze, measure, report and monitor credit risk.
Participate in the implementation of Bank wide Risk monitoring tools, risk registers, risk profiling and assist in institutionalization of self-assessments.
Develop and compile pertinent analytical risk reports to facilitate active risk oversight.
Participate in improvement of risk management awareness at all levels through communication, training programs and risk-based performance measurements.Minimum Qualifications & Experience
Bachelor’s Degree in relevant field. Professional qualifications in banking will be added advantage.
Five years’ experience in banking environment three of which should be in Risk Management.
Ability to identify or anticipating risk issues for different businesses and business models.
Ability to explain complex financial concepts across the bank.
Excellent communication, analytical, organizational and interpersonal skills.Interested and suitably qualified individuals should forward their applications, enclosing copies of their academic and professional certificates, detailed CV indicating work experience, daytime contacts and addresses of 3 professionally relevant referees to reach the undersigned by Friday, 31st July 2015
Applications should be addressed to:
The Head of Human Resources
Consolidated Bank of Kenya Ltd
P.O. Box 51133 - 00200
Nairobi
Consolidated Bank is an equal opportunity employer.
Only successful candidates will be contacted
